What is a Merchant Cash Advance?
A Merchant Cash Advance is an advance made on your credit card sales. The advance is paid back by taking a small percentage of your future monthly credit card transactions

Requirements for Our Merchant Cash Advance Program:
A business with a merchant account which has been in operation at least 6 months

In most cases, Merchant Cash Advance would:
1) Reduce your fees paid for your merchant account
2) Get you funds to use for whatever you wish within 7-10 business days
3) Advance would be “invisible” to other creditors and not be a lien on one’s business
4) Have zero credit impact even in cases of a default
5) Not affect your debt to income ratio at all

Procedure:
1) Complete application and submit along with 4 months of credit card transactions records
2) Review your options with a cash advance specialist (will call you after underwriting is complete)
3) Choose the best option for your situation
4) Receive a wire of funds within 10 business days since submitting the original materials

Costs/Options:
Costs and options vary and will be provided after application is made. Underwriting only takes a matter of a few hours.

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